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Finance Professional  ·  Dubai, UAE
CA BHARAT RAJATIYA
Financial Planning & Analysis Treasury & Derivatives IFRS Reporting Valuation & DCF Capital Markets Power BI & Tech Savvy Risk Management
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About
CA Bharat Rajatiya
4+
Years in
Finance
The Story

From Gujarat to global finance floors

"Opportunities don't happen. You create them."

Chris Grosser

I grew up in Gujarat in a middle-class family. Finance was a deliberate choice, backed by consistent effort. I qualified as a Chartered Accountant clearing all three ICAI levels in first attempt, alongside articleship at Parikh & Associates handling statutory audits, concurrent bank audits, and FP&A across industries.

At UBS Investment Bank, I joined the Leveraged Finance desk covering Special Situations and LCM, working on IFRS 9/15 P&L reporting, MTM validation, and process automation. I received a Pre-Placement Offer at the end of my tenure.

At Aditya Birla Capital in the BFSI and Insurance sector, I managed treasury operations and investment portfolios, OTC derivatives valuation, bond pricing, hedge effectiveness, and MIS reporting. I generated incremental income of Rs.50L+ through fund optimization and received the Idea Machine Award for thinking out of the box and driving multiple strategic initiatives.

I am a CA, CFA Level 2 candidate with strong expertise in investments, financial analysis, treasury, taxation, audit and IFRS reporting. Proven ability to manage accounting and finance functions independently and deliver strategic insights, looking for opportunities in UAE and across the globe.

Academically rigorous. Professionally proven. Technically current. Building content for 15,000+ professionals. The pattern is consistent: show up, go deep, and create value that compounds.

CA
All levels
1st attempt
CFA
L1 cleared
L2 candidate
UBS + ABSLI
IB + Finance
Experience
Experience

Where I've Built Things

Finance Manager Idea Machine Award Oct 2024 – Mar 2026
Aditya Birla Capital / ABSLI
Finance Manager – Investments · Mumbai · BFSI & Insurance · $112Bn+ Conglomerate
  • Recognized with the "Idea Machine" award for performance excellence, financial innovation, and driving multiple strategic initiatives.
  • Managed treasury operations and optimized fund utilization, generating incremental income of Rs.50L+ through improved liquidity deployment strategies.
  • Calculated hedge effectiveness, offset ratios, and valuations of OTC derivatives (FRA) to support risk management and regulatory reporting.
  • Valuations of bonds, money market securities, and structured instruments, providing accurate and timely insights to senior management and regulators.
  • Maintained strong relationships with brokers, custodians, and intermediaries ensuring smooth execution across settlement cycles.
  • Prepared and presented Investment and Treasury MIS reports with actionable portfolio analytics to senior leadership.
Finance Analyst PPO Received Feb 2023 – Aug 2024
UBS Investment Bank
Finance Analyst – Leveraged Finance · Pune · Swiss Global IB
  • Contributed to corporate lending covering Special Situation Group (SSG), Leveraged Capital Markets (LCM), and Risk Management.
  • Performed analytical reviews, variance analysis, and GAAP analysis of financial statements for investment banking products.
  • Automated multiple reports and controls, saving 3+ man-hours daily through advanced Excel and workflow improvements.
  • MTM validation, trend analysis, and P&L reporting under IFRS 9 and IFRS 15 across global ledgers.
  • Collaborated with onshore teams across US and EMEA on deal reviews and critical issue resolution under tight timelines.
  • Awarded Pre-Placement Offer (PPO) at the end of the 18-month tenure, recognition of consistent technical excellence and business impact.
CA Articleship Jun 2021 – Jan 2023
Parikh & Associates
Article Assistant · CA Firm · Ahmedabad
  • Statutory audits across Manufacturing, Real Estate, Finance, and Healthcare, companies with turnovers of Rs.50 to 400 crores.
  • Handled Concurrent Audit of a Foreign Bank, reviewing corporate loans, trade finance, and banking operations.
  • FP&A: preparation and finalization of financial statements from scratch for regulatory and financing purposes.
  • GST return filing, income tax planning, and direct and indirect tax advisory across multiple industries.
  • Special projects: Economic Viability Reports, Project Financing, Real Estate Compliance, and Pre-Audit engagements.
Independent
Finance Consultant & Content Creator
Advisory · Compliance · Education
  • Finance advisory, compliance, and taxation services to small businesses and individuals, covering GST, income tax, bookkeeping, and financial planning.
  • Occasionally creates YouTube content on CA prep, CFA curriculum, and finance career guidance at @bharat.rajatiya.
  • Active learning initiatives: continuously exploring AI tools, financial technology, and automation to stay ahead in an evolving finance landscape.
Skills & Expertise

What I Bring

🏦
Treasury & Derivatives
OTC derivatives (FRA) valuation, hedge effectiveness, fund optimization, liquidity management.
📋
IFRS Reporting
P&L under IFRS 9 & 15, MTM validation, variance analysis, GAAP financial statement review.
📐
Financial Planning & Budgeting
FP&A, budget preparation, cost analysis, variance reporting, and management accounting.
💎
Valuation & Financial Modelling
DCF, bonds and money market, equity, relative valuation, LBO basics. CFA-level analytical rigour.
📊
Power BI & Data Analytics
MIS dashboards, DAX, investment performance reporting, KPI monitoring. Tech-savvy finance workflows.
🌐
Capital Markets
Equity, fixed income, leveraged finance, derivatives. Real experience across IB and insurance investment desks.
⚖️
Risk Management
Portfolio risk, scenario analysis, credit analysis across SSG and LCM deal structures at UBS.
⚙️
Excel · SAP · Basic Python
Advanced Excel modelling, VBA macros, SAP and Tally ERP. Basic Python for data tasks and automation.
🧾
Tax & Audit
GST, Income Tax, UAE VAT and Corporate Tax. Statutory and concurrent audit. Regulatory compliance.
Certifications

Verified Credentials

🎓
CFA Institute
CFA Level 1 – Passed
Passed May 2025. Currently pursuing Level 2, equity valuation, fixed income, portfolio management.
Score: 1760 / 1900
🇦🇪
UAE
UAE VAT & Corporate Tax
UAE Federal Tax Authority framework, VAT compliance, corporate tax, and financial reporting under UAE law.
📈
SEBI/NISM
NISM VIII – Equity Derivatives
Equity derivative instruments, trading, settlement, and risk framework under SEBI regulations.
Score: 90 / 100
🔍
SEBI/NISM
NISM XV – Research Analyst
Securities research, financial analysis, and regulatory framework for capital market professionals.
Score: 78.75 / 100
🏗️
CFA Institute
Financial Modelling
CFA Institute certified program, DCF analysis, scenario and sensitivity analysis, model structuring.
📉
Zerodha
Technical Analysis & Futures Trading
Chart patterns, technical indicators, futures strategies, and practical derivatives methodology.
+
Many More Certificates
Across finance, compliance,
technology and analytics.
Available on request.
Education

Academic Foundation

Professional · ICAI
Chartered Accountant
Institute of Chartered Accountants of India
Jul 2019 – Jul 2024
All three levels cleared in first attempt. Finance, Audit, Tax, Law, Strategic Management.
Final: 380/600 (63%) 4 Exemptions Inter: 444/800 (55%) Foundation: 273/400 (68%)
CPA Equivalent — Internationally Recognised
Global · CFA Institute
CFA Program
CFA Institute, USA
Level 1: May 2025 · Level 2: In Progress
Level 1 cleared with 1760/1900. Level 2 focused on equity valuation, fixed income, derivatives, and portfolio management.
Undergraduate
B.Com – Accounting & Finance
Gujarat University, Ahmedabad
Jul 2019 – Jul 2022
Accounting, Economics, Business Law, Finance. GPA: 7.31/10. Ran parallel to CA articleship.
Beyond the Desk

Achievements & Impact

🎤
Algo Trading Research Paper
Presented research on Algorithmic Trading at CA Conference, Vasai (Mumbai), 800+ audience.
🏆
Idea Machine Award
Quarterly Top Performer recognition for thinking out of the box and driving multiple strategic initiatives at Aditya Birla Capital.
🌐
Guest Speaker · 15K+ Network
Invited across multiple sessions guiding CA and CFA aspirants. Built a 15,000+ professional LinkedIn community.
📹
YouTube Finance Educator
Creating content on CA prep, CFA curriculum, and finance careers at @bharat.rajatiya.
🤖
Tech and AI Enthusiast
Actively learning and applying AI tools, financial technology, and automation in day-to-day finance workflows.
❤️
Robinhood Army Volunteer
Active volunteer redistributing surplus food to the underprivileged across Indian cities.
Finance Lab

Tools I've Built

Finance professionals should also be builders. These are practical tools built from real finance experience, for real decision-making. Click any tool to open it.

Personal Brand

Content & Community

LinkedIn · Active · 15K+ Followers
Finance Insights & Career Stories
Capital markets, investment careers, CFA preparation, and the realities of building a finance career. Followed by 15,000+ professionals across India and the Middle East.
Visit Profile →
YouTube · Live · @bharat.rajatiya
Finance Education & Career Guidance
Creating content on CA prep, CFA curriculum breakdowns, market analysis, and finance career advice — making finance genuinely accessible for students and professionals.
Visit Channel →
Contact

Let's Connect

Open to conversations about finance roles in Dubai and globally, investment opportunities, CFA prep, and market insights. Recruiters, mentors, and fellow finance professionals are welcome.

📅
Schedule a 30-min Call
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